Real estate appraisal services for homeowners in the city of Philadelphia and Philadelphia County
Here are the top 7 reasons PA homeowners hire Elite Appraisals:
Own a home in or near Philadelphia, PA and need help deciding the value of it?
At Elite Appraisals, we understand the particular needs of a customer in need of appraisal services. Our regular business clients get the appraisal process and the usual "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we present the results of our analysis. For-Sale-By-Owner (FSBO) / Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have a potential buyer, in addition to helping you set a realistic price to sell at so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value judgement than yours. Need to remove PMI?A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to your lender to have the PMI removed from your loan. We're qualified in helping homeowners just like you delete undesirable PMI insurance. Challenging Philadelphia county's assessment of your propertyLets say your home is not appreciating as much as other properties close by -- your local tax assessor may have your home overvalued. This only means you're paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. An expert appraisal from Elite Appraisals is your perfect weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can this be unsuitable from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Elite Appraisals can help you reinstate your home equity line of credit with efficient appraisal. We Provide Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for efficiency? Elite Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is usually requested by banks, you may want to take advantage of this service if you suspect mortgage fraud related to your property. |